What is the G fund currently paying? (2024)

What is the G fund currently paying?

Basic Info. Thrift Savings Plan G Fund Monthly Returns is at 0.39%, compared to 0.41% last month and 0.32% last year. This is higher than the long term average of 0.37%.

What is the current G fund rate?

As of February 2024, the TSP G Fund interest rate is 4.125%.
DateInterest Rate
February 20244.125%
January 20244.000%
December 20234.500%
November 20235.000%
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What is the G fund performance for 2023?

The G Fund is up 2.62% so far in 2023. For the past 12 months, this TSP Fund is up 3.95%.

What happens to G fund when interest rates rise?

Although the securities in the G Fund earn a long-term interest rate, the Board's investment in the G Fund is redeemable on any business day with no risk to principal. The value of G Fund securities does not fluctuate; only the interest rate changes.

What is the G fund in TSP?

Government Securities Investment Fund (G Fund)

The G Fund invests in a special non-marketable treasury security issued specifically for the TSP by the U.S. government. This fund is the only one in the TSP that guarantees the return of the investor's principal.

What is the average return on the G fund?

As of July 31, 2023, here are the net returns for the G Fund over a multi-year period: 1-Year: 3.84% 3-Year: 2.31% 5 -Year: 2.22%

Is the G fund a good investment?

When investing in the G-fund you have a guarantee from the U.S. Government that you will not lose money in this fund. It also guarantees the return of long-term treasuries but allows you to trade in and out as if it were short-term treasuries. Basically, it gives you higher returns with virtually no risk.

How long is the TSP G fund good for?

The Treasury securities used in the G Fund rate calculation have a weighted average maturity of approximately 13 years. The G Fund Yield Advantage—The G Fund rate calculation results in a long-term rate being earned on short-term securities.

Is the G fund a stable value fund?

With stable-value funds like the G Fund, you won't have those opportunities to invest when the values decline (when it's cheaper), since it doesn't decline in value.

What is the yield advantage of the G fund?

The G Fund Yield Advantage—The G Fund rate calculation results in a long-term rate being earned on short-term securities. Because long-term interest rates are generally higher than short-term rates, G Fund securities usually earn a higher rate of return than do short-term marketable Treasury securities.

What are the best TSP funds to invest in 2023?

26% 2023 Return for C Fund; S Fund Up 10% in December

The most popular fund in the TSP universe is the C Fund. This fund is based on the S&P 500 index. It had the best return of the year, with a final return of 26.25%. For comparison, the S&P 500 index had a 2023 return of 24%.

What TSP fund should I invest in right now?

You might consider investing more in our stock funds (C, S, and I) than in the more conservative G and F Funds at this stage of your career. Stocks present more risk but offer the opportunity for potentially higher returns over time.

What are the risks of the G fund?

Historically, using the G fund as a long-term investment exposed investors to a higher risk of losing purchasing power. The rate of return for the G and F funds was not sufficient to increase purchasing power after subtracting out the negative effects of inflation and taxes on withdrawals.

What is the most aggressive TSP fund?

Best Funds for TSP Performance in 2023

The most aggressive Lifecycle Funds (L Funds) were up 14.6% (the L 2055, 2060, and 2065 Funds) so far this year. All TSP Funds are up in 2023. Over the past 12 months, only one TSP Fund has had a negative return. That is the F Fund which is down 0.87% over 12 months.

What is the short term absolute return of G fund?

Since its launch on 21/12/2018, the net performance of G Fund Short Term Absolute Return is 1.69%, compared to -1.07% for the capitalized EONIA (share class I-C LU1891750942, data as on 31 May 2021).

Is the G fund a money market fund?

That is, G Fund emulates a money market investment by quoting a stable net asset value and providing daily liquidity, but its yield is pegged to longer-term interest rates rather than short-term rates.

Is a 7 year ROI good?

A good return on investment is generally considered to be about 7% per year, based on the average historic return of the S&P 500 index, and adjusting for inflation. But of course what one investor considers a good return might not be ideal for someone else.

What is a good rate of return on investment fund?

What Is a Good Return On Investment? In the current environment, a return of between 8% and 10% year-on-year is positive. If you take on more risk, the returns could be higher—but so too could the losses.

What is the safest fund in TSP?

You have five TSP funds that you can invest in and five more funds known as "Lifecycle" funds that invest in the main five funds based on your retirement trajectory. The five main funds are: The G Fund: This fund invests in government securities and is the safest fund.

Should I take my money out of G fund?

Probably not, unless there was another reason to leave, making this a one way trip. One of the great values of the G Fund is that it does not lose value when interest rates go up. For the last few years of rising interest rates, bond values have gone down but the G fund value did not.

How many millionaires are there in the TSP?

According to the latest figures from the Federal Retirement Thrift Investment Board (FRTIB), the agency that oversees the Thrift Savings Plan (TSP), there are now 94,873 TSP millionaires as of the end of September 30, 2023. This is a 23.4% increase since December 31, 2022 when there were 76,889 TSP millionaires.

What fund has the highest return?

Best-performing U.S. equity mutual funds
TickerName5-year return (%)
STSEXBlackRock Exchange BlackRock16.47%
USBOXPear Tree Quality Ordinary16.38%
PBFDXPayson Total Return16.30%
SSAQXState Street US Core Equity Fund16.20%
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5 days ago

What is the best performing fund in the world?

What were the top-performing funds?
FundIA category1 year return
Natixis Loomis Sayles U.S. Equity LeadersNorth America30%
Man GLG Sterling Corporate BondCorporate bonds20%
Ninety One UK Special SituationsUK19%
Artemis SmartGARP European EquityEurope16%
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Nov 29, 2023

Where do Gen Z invest their money?

Individual stocks and retirement investing accounts are the most common types of investments among Gen Z and millennials. The most common types of investments owned across all generations are retirement investing accounts and individual stocks.

What is the TSP annuity rate for 2023?

The rate, which is based on a moving average of 10-year U. S. Treasury bonds, can change as frequently as monthly. You can find the current interest rate on the TSP website. The current (September 2023) rate is 4.450%, and it has been as low as 1.209% back in January of 2020.

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